A lecturer, financial educator, and entrepreneur with extensive experience in training and consultancy for audiences aged 18 and above. He also serves as a consultant in employee performance management at the Ministry of Administrative and Bureaucratic Reform. Actively involved in academic research, he has published multiple scholarly articles in Scopus-indexed journals (Q2 and Q3), demonstrating a strong commitment to professional excellence, research advancement, and practical impact across education, finance, and public sector performance.